{"id":931,"date":"2017-02-08T11:55:19","date_gmt":"2017-02-08T04:55:19","guid":{"rendered":"http:\/\/binus.ac.id\/malang\/?p=931"},"modified":"2019-06-26T14:26:58","modified_gmt":"2019-06-26T07:26:58","slug":"mengatur-keuangan-usaha","status":"publish","type":"post","link":"https:\/\/binus.ac.id\/malang\/2017\/02\/mengatur-keuangan-usaha\/","title":{"rendered":"MENGATUR KEUANGAN USAHA  \u00a0"},"content":{"rendered":"<p style=\"text-align: justify\">Salah satu kesulitan start-up yang selalu dijumpai dan ditanyakan dalam seminar kewirausahaan adalah masalah pengaturan keuangan. Banyak keluhan usaha yang dijalankan berkembang pesat tetapi justru merugi, atau ketika usaha berkembang justru cash flow nya habis. Masih banyak lagi keluhan yang intinya terkait hal ini. Pertanyaanya adalah, bagaimana hal ini bisa terjadi ?<\/p>\n<p style=\"text-align: justify\">Mari kita bersama-sama gali tentang hal ini.\u00a0 Ada beberapa hal yang sering dilakukan seorang start-up terkait hal ini<\/p>\n<ol style=\"text-align: justify\">\n<li><strong>Tidak mau mencatat setiap transaksinya, <\/strong>banyak faktor mempengaruhi hal ini. Ada beberapa yang merasa mampu mengandalkan ingatannya, ada yang merasa usaha hanya sedikit saja kenapa harus ditulis, bahkan ada yang tidak sempat untuk menulis<\/li>\n<li><strong>Tidak memisah keuangan pribadi dan usaha. <\/strong>Kegagalan start up paling sering disebabkan hal ini. Keuangan usaha yang sedang berkembang dipakai untuk memenuhi kebutuhan pribadi yang sifatnya konsumtif. Naluri manusia akan sulit mengendalikan keinginan jika dia sedang memegang uang, meskipun itu adalah uang usaha.<\/li>\n<li><strong>Salah menentukan biaya produksi. <\/strong>Biaya produksi harusnya dihitung dari semua komponen produksi, mulai dari bahan baku, biaya proses, sampai pengiriman. Disinilah sering terjadi kesalahan. Biaya proses adalah termasuk biaya tenaga kerja sedangkan kebanyakan start-up tidak menghitung tenaga yang dia keluarkan untuk proses produksi sebagai biaya. Dengan demikian maka harga jual produknya menjadi murah, dan mungkin pesanan jadi banyak. Tetapi ketika mau memenuhi semua pesanan itu harus menggunakan tenaga kerja tambahan, tanpa disadari biaya operasional dan produksi menjadi besar. Tidak adanya catatan keuangan dalam usaha membuat seorang start-up tidak menyadari bahwa usahanya mulai merugi.<\/li>\n<\/ol>\n<p style=\"text-align: justify\">Belajar dari ketiga hal diatas maka kita bisa menyimpilkan bahwa usaha yang berkembang tidak menjamin keberhasilan jika kita tidak menyadari pentingnya mengatur keuangan usaha. Pengaturan keuangan mutlak harus dilakukan dengan displin supaya kita tahu setiap detail perkembangan usaha kita, dengan mengetahui hal ini kita bisa mengambil langkah cepat jika terjadi situasi yang tidak menguntungkan. <em>Salam Sukses<\/em><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Salah satu kesulitan start-up yang selalu dijumpai dan ditanyakan dalam seminar kewirausahaan adalah masalah pengaturan keuangan. Banyak keluhan usaha yang dijalankan berkembang pesat tetapi justru merugi, atau ketika usaha berkembang justru cash flow nya habis. Masih banyak lagi keluhan yang intinya terkait hal ini. Pertanyaanya adalah, bagaimana hal ini bisa terjadi ? Mari kita bersama-sama [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[122,130],"tags":[104],"class_list":["post-931","post","type-post","status-publish","format-standard","hentry","category-articles","category-entrepreneurship-business-creation","tag-business-creation"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>MENGATUR KEUANGAN USAHA \u00a0 | BINUS UNIVERSITY MALANG | Pilihan Universitas Terbaik di Malang<\/title>\n<meta name=\"description\" content=\"BINUS University Malang Merupakan Universitas Terbaik di Malang dengan Program Computer Science, Entrepreneurship Bussiness Creation, Computer Science, Interior Design, Communication, Public Relations, Visual Communication Design.\" \/>\n<meta name=\"robots\" content=\"index, follow, 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