{"id":19360,"date":"2025-09-04T14:43:01","date_gmt":"2025-09-04T07:43:01","guid":{"rendered":"https:\/\/binus.ac.id\/bekasi\/accounting-technology\/?p=19360"},"modified":"2025-09-04T14:43:01","modified_gmt":"2025-09-04T07:43:01","slug":"crypto-literacy-mengapa-mahasiswa-perlu-paham-aset-digital","status":"publish","type":"post","link":"https:\/\/binus.ac.id\/bekasi\/accounting-technology\/2025\/09\/04\/crypto-literacy-mengapa-mahasiswa-perlu-paham-aset-digital\/","title":{"rendered":"Crypto Literacy: Mengapa Mahasiswa Perlu Paham Aset Digital?"},"content":{"rendered":"

Dari sudut pandang mengenai keamanan dan kewaspadaan terhadap serangan pada aset digital, sebuah riset dari Engle et al. (2025) menunjukkan bahwa tingkat ketakutan akan penipuan aset digital berkaitan kuat dengan literasi keuangan dan kripto, risiko kehilangan dana melalui penipuan dapa diminimalisir jika mahasiswa memiliki pemahaman dasar seperti cara mengamankan <\/span>private key<\/em> atau menghindari aksi phising. Perspektif dari dunia pendidikan juga mendorong pengenalan konsep <\/span>cryptocurrency <\/em>\u00a0dan <\/span>blockchain <\/em>di ranah akademik. Artikel dari <\/span>Cryptocurrency <\/em>\u00a0in Schools menggarisbawahi manfaatnya dalam membangun kesiapan finansial modern, keterampilan STEM, dan kewaspadaan terhadap keamanan digital Dengan memberi mahasiswa dasar <\/span>crypto literacy <\/em>pendidikan tinggi bisa membuka peluang karier di bidang <\/span>fintech<\/em>, kripto, dan kewirausahaan digital (Srivastava, 2025). Di lain sisi, studi dari India memperjelas bahwa kesadaran individu terhadap <\/span>cryptocurrency <\/em>\u00a0di kalangan mahasiswa sangat dipengaruhi oleh lingkungan sosial seperti teman dan media sosial (Jadhav et al., 2022). Secara keseluruhan, <\/span>crypto literacy <\/em>sangat penting dipahami oleh mahasiswa, bukan hanya sebagai keahlian teknis tetapi juga sebagai bekal bertahan di lanskap keuangan yang mengarah pada digitalisasi.<\/span><\/p>\n

Referensi:<\/p>\n

Currents. (2025, September 2).\u00a0Why Crypto literacy Is So Important In 2025 – Lakeland Currents<\/em>. Lakeland Currents. https:\/\/lakelandcurrents.com\/why-crypto<\/em>-literacy-is-so-important-in-2025\/ <\/a><\/p>\n

Engle, T. A., Maher, C. A., & Jones, M. (2025). Afraid of the unknown: crypto literacy <\/em>and fear of online fraud. Journal of Economic Criminology<\/em>, 100135. https:\/\/doi.org\/10.1016\/j.jeconc.2025.100135<\/a><\/p>\n

Jadhav, S. D., Raghunath, C. P. S., Hamid, W., & Anil, M. V. (2022). A study on awareness <\/em>\u00a0of college students about cryptocurrency <\/em>\u00a0and Its relation to Level of Education. Indonesian Journal of Educational Research and Technology<\/em>, 3<\/em>(2), 155\u2013160. https:\/\/doi.org\/10.17509\/ijert.v3i2.50083<\/p>\n

Jones, M., Luu, T., & Samuel, B. (2024). The interdependence of financial literacy and crypto <\/em>literacy. Economics Letters<\/em>, 239<\/em>, 111737. https:\/\/doi.org\/10.1016\/j.econlet.2024.111737<\/a><\/p>\n

Shaner, K. (2024, December 10).\u00a0Does the cryptocurrency \u00a0sector have a financial literacy problem?<\/em>\u00a0UC News. https:\/\/www.uc.edu\/news\/articles\/2024\/12\/does-the-crypto<\/em>-sector-have-a-financial-literacy-problem.html <\/a><\/p>\n

Srivastava, A. (2025, May 7).\u00a0Teaching Cryptocurrency \u00a0in Schools: A Guide for School Districts | EVERFI<\/em>. EVERFI. https:\/\/everfi.com\/blog\/k-12\/teaching-kids-about-cryptocurrency <\/em>\/<\/p>\n","protected":false},"excerpt":{"rendered":"

Dari sudut pandang mengenai keamanan dan kewaspadaan terhadap serangan pada aset digital, sebuah riset dari Engle et al. (2025) menunjukkan bahwa tingkat ketakutan akan penipuan aset digital berkaitan kuat dengan literasi keuangan dan kripto, risiko kehilangan dana melalui penipuan dapa diminimalisir jika mahasiswa memiliki pemahaman dasar seperti cara mengamankan private key atau menghindari aksi phising. […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":["post-19360","post","type-post","status-publish","format-standard","hentry","category-articles"],"featured":false,"_links":{"self":[{"href":"https:\/\/binus.ac.id\/bekasi\/accounting-technology\/wp-json\/wp\/v2\/posts\/19360","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/binus.ac.id\/bekasi\/accounting-technology\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/binus.ac.id\/bekasi\/accounting-technology\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/binus.ac.id\/bekasi\/accounting-technology\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/binus.ac.id\/bekasi\/accounting-technology\/wp-json\/wp\/v2\/comments?post=19360"}],"version-history":[{"count":2,"href":"https:\/\/binus.ac.id\/bekasi\/accounting-technology\/wp-json\/wp\/v2\/posts\/19360\/revisions"}],"predecessor-version":[{"id":19363,"href":"https:\/\/binus.ac.id\/bekasi\/accounting-technology\/wp-json\/wp\/v2\/posts\/19360\/revisions\/19363"}],"wp:attachment":[{"href":"https:\/\/binus.ac.id\/bekasi\/accounting-technology\/wp-json\/wp\/v2\/media?parent=19360"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/binus.ac.id\/bekasi\/accounting-technology\/wp-json\/wp\/v2\/categories?post=19360"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/binus.ac.id\/bekasi\/accounting-technology\/wp-json\/wp\/v2\/tags?post=19360"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}