{"id":7018,"date":"2024-10-14T15:12:01","date_gmt":"2024-10-14T08:12:01","guid":{"rendered":"https:\/\/binus.ac.id\/bandung\/creativepreneurship\/?p=7018"},"modified":"2024-10-15T15:43:22","modified_gmt":"2024-10-15T08:43:22","slug":"modal-awal-bisnis-dan-cara-efektif-mendapatkan-pendanaan-untuk-pengusaha-baru","status":"publish","type":"post","link":"https:\/\/binus.ac.id\/bandung\/creativepreneurship\/2024\/10\/14\/modal-awal-bisnis-dan-cara-efektif-mendapatkan-pendanaan-untuk-pengusaha-baru\/","title":{"rendered":"Modal Awal Bisnis dan Cara Efektif Mendapatkan Pendanaan untuk Pengusaha Baru"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-7013\" src=\"http:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-content\/uploads\/sites\/2\/2024\/10\/7591493.jpg\" alt=\"\" width=\"372\" height=\"372\" srcset=\"https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-content\/uploads\/sites\/2\/2024\/10\/7591493.jpg 1920w, https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-content\/uploads\/sites\/2\/2024\/10\/7591493-300x300.jpg 300w, https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-content\/uploads\/sites\/2\/2024\/10\/7591493-1024x1024.jpg 1024w, https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-content\/uploads\/sites\/2\/2024\/10\/7591493-150x150.jpg 150w, https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-content\/uploads\/sites\/2\/2024\/10\/7591493-768x768.jpg 768w, https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-content\/uploads\/sites\/2\/2024\/10\/7591493-1536x1536.jpg 1536w, https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-content\/uploads\/sites\/2\/2024\/10\/7591493-480x480.jpg 480w\" sizes=\"auto, (max-width: 372px) 100vw, 372px\" \/><\/p>\n<p style=\"text-align: justify\"><span data-contrast=\"none\">Bagi pengusaha pemula, mengenal sumber modal dan cara mendapatkannya adalah langkah penting untuk membangun bisnis yang sukses. Modal usaha bisa berasal dari berbagai sumber, baik dari dana pribadi maupun dari pihak luar, seperti investor atau bank. Memahami opsi pendanaan ini akan membantu pengusaha lebih siap menghadapi tantangan finansial.<\/span><span data-ccp-props=\"{&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<p style=\"text-align: justify\"><span data-contrast=\"none\">Rista Zwestika, seorang Certified Financial Planner dan Head of Advisory and Investment di PINA, menjelaskan beberapa sumber modal yang bisa dimanfaatkan. Sumber modal internal meliputi tabungan pribadi, dana darurat, dan hasil investasi. Ini adalah pilihan yang aman karena tidak perlu melibatkan pihak luar.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<p style=\"text-align: justify\"><span data-contrast=\"none\">Untuk sumber eksternal, pengusaha dapat mempertimbangkan pinjaman bank, pinjaman peer-to-peer lending, modal dari investor, venture capital, atau crowdfunding. Rista juga menggarisbawahi pentingnya strategi dalam mendapatkan pendanaan, seperti menyusun rencana bisnis yang solid, menunjukkan potensi pertumbuhan, dan memperbaiki skor kredit.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<p style=\"text-align: justify\"><span data-contrast=\"none\">Dengan memahami berbagai sumber modal dan strategi untuk mendapatkan pendanaan, pengusaha baru dapat lebih percaya diri memulai usaha. Baik itu menggunakan dana pribadi maupun mencari dukungan eksternal, persiapan yang matang akan membuka jalan menuju kesuksesan bisnis.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Reference:<\/span><br \/>\n<a href=\"https:\/\/www.kompas.com\/parapuan\/read\/534074392\/pengusaha-pemula-wajib-tahu-ini-sumber-modal-bisnis-dan-strategi-dapatkan-pendanaan\"><span data-contrast=\"none\">https:\/\/www.kompas.com\/parapuan\/read\/534074392\/pengusaha-pemula-wajib-tahu-ini-sumber-modal-bisnis-dan-strategi-dapatkan-pendanaan<\/span><\/a><br \/>\n<a href=\"https:\/\/www.freepik.com\/free-vector\/flat-businesspeople-working_31261350.htm#fromView=search&amp;page=1&amp;position=6&amp;uuid=e60a4a3d-c913-4dac-aac5-07ddc53d7d99\"><span data-contrast=\"none\">https:\/\/www.freepik.com\/free-vector\/flat-businesspeople-working_31261350.htm#fromView=search&amp;page=1&amp;position=6&amp;uuid=e60a4a3d-c913-4dac-aac5-07ddc53d7d99<\/span><\/a><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;335551550&quot;:6,&quot;335551620&quot;:6}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bagi pengusaha pemula, mengenal sumber modal dan cara mendapatkannya adalah langkah penting untuk membangun bisnis yang sukses. Modal usaha bisa berasal dari berbagai sumber, baik dari dana pribadi maupun dari pihak luar, seperti investor atau bank. Memahami opsi pendanaan ini akan membantu pengusaha lebih siap menghadapi tantangan finansial.\u00a0 Rista Zwestika, seorang Certified Financial Planner dan [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":7013,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[61,25],"tags":[],"class_list":["post-7018","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article-2024","category-articles"],"_links":{"self":[{"href":"https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-json\/wp\/v2\/posts\/7018","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-json\/wp\/v2\/comments?post=7018"}],"version-history":[{"count":1,"href":"https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-json\/wp\/v2\/posts\/7018\/revisions"}],"predecessor-version":[{"id":7019,"href":"https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-json\/wp\/v2\/posts\/7018\/revisions\/7019"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-json\/wp\/v2\/media\/7013"}],"wp:attachment":[{"href":"https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-json\/wp\/v2\/media?parent=7018"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-json\/wp\/v2\/categories?post=7018"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/binus.ac.id\/bandung\/creativepreneurship\/wp-json\/wp\/v2\/tags?post=7018"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}