[JOB VACANCY] - Bank Permata

[JOB VACANCY] – Bank Permata

PermataBank is currently looking for Risk Indirect Consumer Financing & Portfolio Management Analyst, which will be placed in our Bintaro office.

Job Description:
1. Dive deep into portfolio analysis for Indirect Consumer Financing (ICF), Credit Card, and/or Personal Loan portfolios, uncovering valuable insights and growth opportunities.
2. Proactively identify trends, early alerts, and credit risk factors, driving informed decision-making.
3. Craft strategic recommendations to optimize portfolio performance and risk exposure.
4. Contribute to impactful Risk Infrastructure projects and/or initiatives.
5. Collaborate seamlessly with cross-functional teams, including Business teams from Credit Card, Personal Loan, and Indirect Consumer Financing, to shape a resilient and profitable business landscape.

Qualifications:
– At least S1 degree in Industrial Engineering, Finance, Mathematics, or Statistics.
– Around 1-3 years of experience in Consumer Banking, Indirect Consumer Financing, Multifinance, or Financial Technology (Fintech). However, fresh graduates are welcome to apply.
– Showcased expertise in both qualitative and quantitative data analysis.
– Solid grasp of risk management principles, especially credit risk. Familiarity with auto loans, white goods, PL channeling, and PayLater product dynamics is a plus point.
– Proficiency in Microsoft Excel and Business Intelligence tools such as Power BI.
– Stellar communication skills for effective collaboration.

Should you think you're a good fit, feel free to send your CV/Resume to moehammad.an@permatabank.co.id. Shortlisted candidates will be contacted further.

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